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Riverview Rates
| Market Plus | APY |
|---|---|
| $5,000 - $49,999 | 0.15% |
| $50,000 - $99,999 | 0.20% |
| $100,000 - $249,999 | 0.25% |
| $250,000 or more | 0.25% |
| Business Plus | APY |
| $10,000 - $49,999 | 0.20% |
| $50,000 - $99,999 | 0.25% |
| $100,000 - $249,999 | 0.30% |
| $250,000 or more | 0.30% |
| CD Rates | APY |
|---|---|
| 4-Month Special | 0.15% |
| 8-Month Special | 0.20% |
| 11-Month Special | 0.30% |
| 21-Month Bump | 0.35% |
| 18-Month Variable |
0.25% |
| Rates as of 05/16/13 CD Rates for $15,000-$24,999 Subject to change |
|
HARP 2.0 - Home Affordable Refinance Program
The Home Affordable Refinance Program (HARP) allows homeowners to refinance their homes, at historically low rates, even if they are under water. Take a look at the following criteria for HARP eligibility:
- The mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae.
- The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009.
- The mortgage cannot have been refinanced under HARP previously unless it is a Fannie Mae loan that was refinanced under HARP from March-May, 2009.
- The borrower must be current on the mortgage at the time of the refinance, with a good payment history in the past 12 months.
To find out if your mortgage is owned by Freddie Mac visit https://ww3.freddiemac.com/corporate/ or Fannie Mae visit http://www.knowyouroptions.com/.
To learn more or to get started on the loan application, contact Derek Christina at (360) 514-5041.