What do you want most from your credit card? Now you have a choice. Whatever your needs, Riverview has a credit card that’s right for you! All of our credit card products come with a variety of important features including EMV smart chip technology.
PAY DOWN BALANCES
| || Visa® Business Platinum Card |
FLEXIBLE CASH REWARDS FOR YOUR BUSINESS
| || Visa Business Cash Card || |
REWARDS TO USE THEY WAY YOU WANT4
| || Visa Business Real Rewards Card || |
| || Visa Business Bonus Rewards PLUS Card |
1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit cardaccount within one to two billing cycles
2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point inCash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 2 additional Points(for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in themerchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a totalof 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of thefollowing merchant category codes: automated fuel dispensers and service stations or restaurants. The number of additional Points earned on office supplystore purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Pointsexpire five years from the end of the quarter in which they are earned.
3 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-timebonus rewards will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening.
4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Notall transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your CardmemberAgreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including,but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they areearned.
6 Rewards PLUS: Points expire five years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points (“Points”) for each dollar ofeligible Net Purchases made with your Account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phoneservices, or hotels (each, a “Category”). You will earn an additional 1.5 Reward Points (for a total of 3 Reward Points) for each dollar of Net Purchases inthe one Category that has the highest total Net Purchases charged to your Account (the “Highest Category”) during each billing cycle.
The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.