Certificate of Deposit Account Registry Service® - the easiest, most convenient way to enjoy full FDIC insurance on deposit amounts larger than $250,000.*


One Bank Everything is handled through Riverview. Your large deposit is broken into smaller amounts and placed with other banks that are members of a special network. Those member banks issue CDs in amounts under $250,000, so that your entire investment is eligible for FDIC insurance. By working with just one bank – Riverview – you can receive insurance from many.

One Rate You earn one rate on your entire investment – so you can forget about multiple rate negotiations and the need to consolidate multiple disbursement checks.

One Statement You receive one regular account statement listing all of your CDs, along with their issuing banks, maturity dates, interest earned, and other details.

*Placement limits apply. Early termination fees and other conditions may also apply. Funds may be submitted for placement only after a depositor enters into an agreement with a network member bank. This agreement contains important information and conditions regarding the placement of funds.

CDARS is a registered service mark of Promontory Interfinancial Network, LLC.