Cash Management

Economic Survival Requires Tools & Information
Stay Ahead of the Game with Smart Cash Management

Cash Management Services

  • Analyzed Checking Accounts
  • Account Information Inquiry
  • Account Reconciliation
  • ACH Origination (electronic fund collection and disbursement)
  • e-Deposit
  • Cash Concentration
  • Direct Deposit
  • Merchant Bankcard Processing 
  • Online Loan Payments
  • Statement Retrieval 
  • Line of Credit or Investment Sweep Accounts
  • Zero Balance Accounts

Analyzed Account Option

  • Use average collected balance of all non-interest-bearing accounts to earn credits that offset Bank charges.
  • Excess earnings credits may be used to offset the cost of additional services.

ACH Processing

  • Take advantage of the speed, accuracy & efficiency of electronic payments and collections.
  • Utilize ACH credit for electronic payment disbursement and electronic tax payments.
  • Direct deposit into employees checking or savings account.
  • Reduce check storage costs.
  • Collect payments electronically; streamline remittance processing.
  • Less exposure to check fraud.

E-Deposit

  • Deposit checks without leaving the office with our electronic check scanner.
  • Realize faster funds availability
  • Improve working capital management
  • Free up staff time
  • Reduce risk
  • Transmit deposits up to 6 p.m. for same business day credit

For complete Cash Management and Online Banking that fits your unique needs, contact:

Diana Fitzpatrick, CTP 
VP - Cash Management Officer
Phone: 360-514-5115 
E-mail