Economic Survival Requires Tools & Information
Stay Ahead of the Game with Smart Cash Management
Cash Management Services
- Analyzed Checking Accounts
- Account Information Inquiry
- Account Reconciliation
- ACH Origination (electronic fund collection and disbursement)
- Remote Deposit Capture
- Cash Concentration
- Direct Deposit
- Merchant Bankcard Processing
- Online Loan Payments
- Statement Retrieval
- Line of Credit or Investment Sweep Accounts
- Zero Balance Accounts
- Positive Pay
Analyzed Account Option
- Use average collected balance of all non-interest-bearing accounts to earn credits that offset Bank charges.
- Excess earnings credits may be used to offset the cost of additional services.
ACH Processing
- Take advantage of the speed, accuracy & efficiency of electronic payments and collections.
- Utilize ACH credit for electronic payment disbursement and electronic tax payments.
- Direct deposit into employees checking or savings account.
- Reduce check storage costs.
- Collect payments electronically; streamline remittance processing.
- Less exposure to check fraud.
e-Deposit
- Deposit checks without leaving the office with our electronic check scanner.
- Realize faster funds availability
- Improve working capital management
- Free up staff time
- Reduce risk
- Transmit deposits up to 6 p.m. for same business day credit
Positive Pay
- Fraud Control - Dramatically reduce the possibility of check and ACH fraud.
- Check & ACH Verification - All items presented for payment are verified; including checks presented at our banking offices.
- Protects your business against lost or stolen checks and prevents payments for duplicate checks.
- You have control to make decisions about whether to pay or return exception items.
- Ability to reject unauthorized payments before the loss is incurred.
- Improves accuracy of deposit balancing
- Simplifies accounts payable process
- Saves your business time and money
For complete Cash Management and Online Banking that fits your unique needs, contact:
Andy Klink
VP/Cash Management Officer
Phone: 360-514-5069
E-mail
Andy Klink
VP/Cash Management Officer
Phone: 360-514-5069