Your Business Strengthens Our Community — And We’re Supporting Your Equipment Goals with Up to 100% Financing.
Your equipment powers your operations — and your business strengthens our community. Whether you are purchasing new equipment or refinancing equipment from another lender, Riverview Bank is committed to supporting your growth with competitive financing in 2026.
New Equipment (New or purchased within last 12 months)
- 6.25% (up to 80% financing)
- Loan Amounts: $10,000 – $500,000
- Loan Term; 24-84 months
- $150 Documentation Fee Waived
- 0.25% Loan Origination Fee Applies
- 6.75% (up to 100% financing)
- Loan Amounts: $10,000 – $500,000
- Loan Term; 24-84 months
- $150 Documentation Fee Waived
- 0.25% Loan Origination Fee Applies
Up to 100% financing available based on equipment type, condition, remaining useful life, and borrower credit profile
Used Equipment
- 6.75% (up to 80% financing)
- Loan Term; 24-60 months
- Loan Amounts: $10,000 – $500,000
- $150 Documentation Fee Waived
- 0.25% Loan Origination Fee Applies
- 7.25% (up to 80% financing)
- Loan Term; 61-84 months
- Loan Amounts: $10,000 – $500,000
- $150 Documentation Fee Waived
- 0.25% Loan Origination Fee Applies
Used equipment is defined as equipment previously place in service and generally greater than 12 months old at time of application
Equipment Loan Features
- Loan Amounts: $10,000 – $500,000
- Predictable fixed monthly payments
- Competitive promotional pricing
- Loan terms are based on equipment useful life and typically range from 24-84 months. Maximum terms may be limited for used equipment or equipment with shorter remaining useful life.
- Collateral: UCC filing on equipment
*Promotion valid: January 31 – April 30, 2026. Applications must be submitted into Riverview Bank’s loan system by 5:00 PM PT on April 30, 2026. Riverview Bank may modify or discontinue this promotional program at any time. Business must maintain a Riverview Bank operating checking account, establish automatic payments (autopay), and maintain overall business banking relationship. All loans are subject to credit approval, underwriting standards, and collateral evaluation. Loan structure, financing percentage, and terms may vary based on borrower creditworthiness, equipment type, condition, age, and remaining useful life. Financing is available up to 80% or 100% of equipment value, depending on underwriting criteria. Up to 100% financing is not guaranteed and is subject to Riverview Bank credit approval. Loan proceeds are limited to the purchase or refinance of eligible equipment only and may not be used for soft costs, installation, training, delivery, warranties or other non-equipment expenses. Riverview Bank must hold a first-priority lien on the financed equipment. The $150 documentation fee is waived. A 0.25% loan origination fee applies and is not waived. Borrowers are responsible for applicable third-party fees (UCC filings, inspections, valuations/appraisals, legal review). Annual Percentage Rate (APR) may vary from the stated interest rate and is based on credit qualifications, equipment type, loan amount, loan term, and applicable fees. APR will be disclosed in the final credit approval documentation. Promotional rates include a 0.50% discount for automatic payments drafted from a Riverview Bank account. If automatic payments are discontinued at any time, the interest rate will increase by 0.50% for the remainder of the loan term. Promotional rates apply to eligible operating equipment, subject to Riverview Bank underwriting standards, collateral requirements, conditions, and remaining use of life. Eligible Equipment: New purchases or external refinances. Ineligible Equipment: Equipment that does not meet Riverview Bank underwriting standards or collateral requirements. Existing Riverview Bank equipment loans do not qualify, including refinances, rewrites, extensions, modifications, or restructures. Equipment refinanced from another lender must allow payoff of existing liens at closing, with Riverview Bank obtaining a first-priority lien, subject to underwriting approval.