Rates as low as 5.25% APR*
Your Business Strengthens Our Community — And We’re Supporting Your Property Goals in 2026.
Whether you're purchasing or refinancing an owner-occupied commercial property, Riverview Bank is committed to supporting your business with competitive financing solutions, local decision-making, and flexible financing options designed around your goals.
Choose the Financing Option That Best Fits Your Business Goals
5.25% Fixed Rate*
5-Year Maturity | 300-Month Amortization
Ideal for businesses looking to:
- Lower monthly Payments
- Improve cash flow
- Preserve working capital for growth and operations
- Reduce financing costs
- Maintain flexibility for future business needs.
5.75% Fixed Rate*
10-Year Term | 300-Month Amortization
Ideal for businesses looking to:
- Longer-term payment certainty
- Stable financing for future planning
- Reduced renewal frequency
- Consistent budgeting and cash flow management
- Fixed rate for the first 60 months
Promotion Highlights
- Rates as low as 5.25%
- Loan Amounts: Up to $2,000,000
- Up to 80% loan-to-value
- Owner-occupied commercial real estate (borrower must occupy at least 51% of the rentable square footage)
- Local underwriting and relationship-centered decisions
- Flexible financing options designed around your business goals
Fee Savings
- $150 documentation fee waived
- Up to $1,000 appraisal/appraisal review/evaluation credit at closing (on fully funded loans)
*Promotion valid May 29, 2026 through August 31, 2026. Applications must be submitted into Riverview Bank's loan system by 5:00 PM PT on August 31, 2026. All loans are subject to credit approval, underwriting standards, collateral evaluation, and relationship considerations. Riverview Bank may modify or discontinue this promotional program at any time. All loans are subject to credit approval, underwriting standards, collateral evaluation, and relationship considerations, including global cash flow, guarantor strength, and deposit relationship. Amortization terms are subject to credit approval and may vary based on borrower creditworthiness, repayment capacity, loan structure, and long-term affordability. Promotional financing is available for qualifying owner-occupied commercial real estate loans only. Promotional financing options include a fixed rate of 5.25% for loans structured with a five-year maturity and 300-month amortization schedule, and a fixed introductory rate of 5.75% for the first 60 months on qualifying loans structured with a 10-year term and 300-month amortization schedule. Loans utilizing the 5.75% promotional rate will reprice at the beginning of month 61 to an interest rate based on the Federal Home Loan Bank (FHLB) Five-Year Advance Rate plus the borrower's assigned credit-based margin, subject to a minimum interest rate floor of 5.00%. Promotional rates reflect a 0.50% automatic payment discount for payments deducted from a Riverview Bank operating account. If automatic payment is discontinued at any time, the interest rate will increase by 0.50% for the remainder of the loan term. For loans utilizing the five-year maturity option, the outstanding principal balance and all accrued interest shall be due and payable at maturity unless renewed, modified, or refinanced pursuant to Bank approval. A prepayment penalty applies and follows a 5%, 4%, 3%, 2%, 1% schedule based on the outstanding principal balance. For loans utilizing the five-year maturity option, the prepayment penalty applies during the initial five-year term. For loans utilizing the 10-year term option, the prepayment penalty applies during the initial five-year fixed-rate period and a new 5%, 4%, 3%, 2%, 1% prepayment penalty schedule will begin upon repricing at month 61. Promotional financing is available for new purchases and refinances of owner-occupied commercial real estate properties where the borrower occupies at least 51% of the rentable square footage. Existing Riverview Bank commercial real estate loans do not qualify, including rewrites, restructures, or modifications. Up to $1,000 in appraisal, appraisal review, and/or evaluation credits may be applied at closing on fully funded loans. Borrowers are responsible for all appraisal, appraisal review, and evaluation costs exceeding $1,000. Funds may be used only for owner-occupied commercial real estate purposes. Borrowers must maintain a Riverview Bank operating checking account with automatic payment enrollment to qualify for promotional pricing.