Consumer

Achieve your goals with a Riverview loan. Whether you are looking to remodel a bathroom, take a much-needed vacation, or buy a car, Riverview can help. From home equity loans to auto loans and personal credit lines, we can help you get the money you need to meet your personal goals.

Auto/RV Loan
Uses: For current year vehicles or pre-owned vehicles up to 10 years old.
Benefits:
  • Get Pre-approved so you can negotiate as a cash buyer 
  • Competitive interest rates 
  • Never a pre-payment penalty
Fees:
  • $125 Loan Fee 
  • Department of Licensing Fees (if applicable) 


Personal Lines of Credit
Uses: Unsecured line attached to the customer's Riverview Checking account.
Benefits:
  • Fast and easy access to funds 
  • Competitive interest rates 
  • Consolidate credit cards/loans at a lower interest rate 
  • Convenient 
  • No collateral required
Maximum Limit: $25,000
Fees:
  • Variable interest rate tied to prime
  • $30 annual fee
  • $5 per transaction fee to cover overdraft from Personal Checking account
  • No fee on approved withdrawals 


Overdraft Line of Credit

Uses: Unsecured line attached to the customer's Riverview Checking account.
Maximum Limit: $1,000
Fees:
  • No annual fee
  • $5 per transaction fee to cover overdraft from Personal Checking account
Benefits:
  • Saves you on overdraft fees
  • Convenient
  • No collateral required

Unsecured Loan
Uses: Various uses such as older used vehicles, motorcycles, ATVs, personal watercrafts (jet-skis), or other personal use.
Benefits:
  • Competitive interest rates 
  • Auto-payment available 
  • Consolidate credit cards/loans at a lower interest rate
Maximum Limit: $25,000
Fees:
  • $125 Loan Fee ($75 with auto-payment from Riverview Checking account)
  • Department of Licensing Fees (if applicable) 

CD and Savings Secured
Uses: Various uses such as older used vehicles, motorcycles, ATVs, personal watercrafts (jet-skis), or other personal use.

A savings or CD secured loan is a loan secured by funds held in the applicant's account. Funds held as security on these types of loans may not be withdrawn below the balance of the loan. The funds securing the loan will continue to earn interest.


*Loan products subject to credit approval. Other terms, conditions, restrictions & fees may apply.